APIs act as collaborative glue to link stakeholders in the new payments ecosystem

Elzbieta Wrobel

Open application programming interfaces (APIs) are fundamentally transforming payments business models by facilitating flexible, user-friendly, and tailored service propositions.

Open banking: the path to a robust, sustainable, and inclusive payments ecosystem

Elzbieta Wrobel

Financial services transparency as well as competitive and innovative products for customers are being promoted by regulatory initiatives such as Europe’s Revised Payment Service Directive (PSD2), mandates imposed by the UK’s Competition and Markets Authority (CMA), and various global open-banking plans.

New-age strategies can bolster banks’ critical role within the new ecosystem

Elzbieta Wrobel

Real-time data analytics capabilities can provide real edge to banks in a new ecosystem.


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